You can now improve your home with our Easy Payment Options 

 

Achieving your dream garden room has never been easier. At Total Garden Rooms we offer simple and affordable monthly payments. Enjoy your new multi-purpose room and spread the cost with one of our flexible and affordable payment plans. Choose from options such as buy now pay later or monthly payments.

Here at Total Garden Rooms, we’ve partnered with leading lender Novuna to offer a range of flexible and affordable finance options – so you can now choose a payment method to suit you.

The above slider is for illustrative purposes only and does not constitute a quotation or offer of finance.  For a full credit quotation please contact the Total Home team today on 028 9072 9688

 

Spreading the cost with Total Home NI couldn’t be easier, our benefits also include  

  • Easy to manage monthly payments to suit any budget.
  • First payment not due until after installation.
  • Quick, easy and efficient application.
  • Choose from 0% or 10% Deposit

 

 You are able to clear the balance at any time to reduce the length of term with no penalties you can also make extra payments or more than the bare minimum payments again with zero penalties incurred 

 

Your Finance Options 

 

OPTION 1: NOTHING TO PAY FOR 12 MONTHS, PLUS A FANTASTIC 11.9% APR 

11.9% APR Representative

– Repay the agreement in full within the deferral period & there’s no interest to pay (£29 early settlement fee applies).

– 10% DEPOSIT REQUIRED

– Representative Example

Cash Price: £240000; 10% Deposit £2400; Amount of Credit £21600; Duration of Agreement 132 months (incl. 12mth deferral); 120 Monthly Repayments of £180;

Interest Rate 7.80% p.a. fixed 11.9% APR Representative; Total Amount Payable £42,464; £29 Early Settlement Fee.

 

OPTION 2: PAY MONTHLY FINANCE AVAILABLE OVER 10 YEARS 

9.9% APR REPRESENTATIVE

– No DEPOSIT or Set-UP FEES

– Available over 48-180 months (4 years up to 15 years)

– Representative Example

Cash Price: £24000; £0 (No Deposit); Amount of Credit £24000; 120x Monthly Repayments of £310.29;

Interest Rate 5.10%p.a. Fixed 9.9% APR Representative; Total Amount Payable £37234.80.

 

Credit is subject to status and affordability.  Terms and conditions apply. Total Home Improvements (NI) Ltd, 2 Advantage Way, Ballygomartin Road, Belfast, BT13 3LZ (Register no. 737685) is a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk